Business Loans

search icon

You didn’t get into child care because of your background in finance. Luckily, we did.

At First Children’s Finance, we understand the complexities of owning and operating a child care business. You hold tiny hands every day, and run your business on even tinier profit margins. We know you want the best for your kids. We also know that quality comes at a cost. If the thought of expansion, remodeling or taking on major change in your business feels daunting, let us help.

With over 30 years of child care lending expertise, we are ready to help you access the capital you need for your business.

Loaned to child care businesses New child care spaces created Loans Funded Jobs created and preserved

About Our Loans

We finance small business loans to child care entrepreneurs. We work with other lenders, community partners, economic developers, and directly with child care businesses to provide financing.

First Children’s Finance is nonprofit lender committed to serving the unique needs of family child care and child care centers. We provide flexible, trustworthy financing that meets the needs of child care businesses. Each and every one of our loans includes technical assistance specific to child care business management. We’re betting on your success, and we want to invest our capital and support to your project.

Eligible Uses

What can you use a First Children’s Finance loan for? Really, the uses are as diverse as the needs of your business. Here are a few ideas:

We currently provide loans to child care businesses located in Iowa, Michigan, Minnesota, Missouri, North Dakota, Oregon, South Dakota, Vermont and Wisconsin.